Matt Krivonak

Matt Krivonak is the Principal Agent and founder of Capstone Insurance, where he leads with a clear vision: delivering tailored property and casualty solutions that protect what matters most to clients and their families. Drawing on his extensive background as both a financial advisor and insurance professional, Matthew brings a unique ability to bridge risk management with long-term financial security.

At Capstone, Matthew works closely with clients across Maryland, D.C., and Virginia, providing homeowners, auto, and umbrella coverage, as well as specialized solutions for high-value properties and complex insurance needs. His approach is rooted in building trust, simplifying the insurance process, and ensuring smooth collaboration with real estate and mortgage partners to help clients close on homes with confidence.

With a career spanning both wealth management and insurance, Matthew has advised hundreds of families and business owners on protecting and growing their assets. His dual expertise allows him to see the full picture of a client’s financial life, offering not just insurance policies, but comprehensive protection strategies.

When he’s not working with clients, Matthew is active in the Montgomery County community and spends time with his wife and three children. He is passionate about helping families prepare for the future, whether through financial planning, insurance, or community involvement.